InfoCredit Micro Enterprise Index

• In November this year, 7263 more economic activities were established than completed. InfoCredit index remains strong, but is lower than in November 2019 (+9217 points at that time). This is due to the fact that from September 2020 the number of new activities per month has slightly decreased. The number of closers since September has remained consistently above 12 000. monthly.

• There were many more aborting activities in November 2020 than those resuming operations. Thus, the InfoCredit index deepened its decline to -18 118 points. It is also lower than in November 2019 (then -14 084). Overall, however, comparing the 11 months of this year to the corresponding period of 2019, nothing disturbing happens.

• From January to November 2020, 243 100 operations were established, 127 658 were closed. 155 190 were resumed and 250 118 suspended. For comparison - in the same period of the previous year it was respectively 290 314 (new), 149 534 (closed), 149 979 (renewed). ) and 269 473 (suspended) - according to CEDIG data.

The closer to the end of the year, the less traffic in CEIDG. It might seem that what was supposed to happen in the current year - a very volatile year for the economy - has already happened.

- However, it is worth postponing the final applications until the end of December. Then, as a rule, the number of closed and suspended activities increases significantly, seasonally. Today, after 11 months of this year, it seems that the situation is starting to stabilize. However, I do not think that this year we will improve the 2019 result in terms of new activities. Back then, there were almost 310 000 of them. - says Jerzy Wonka, development director of the InfoCredit analytical company.

This year is very difficult for entrepreneurs. Especially the smallest ones. The end of March saw a sharp increase in suspended economic activities under the influence of impulse and uncertainty. Another is a gradual increase in interest in this form of economic activity. Until September. Now the data for 2019 and 2020 are becoming more and more comparable. Does this mean a return to normal?

- Now, in October and November, we see a stabilization, after six-month fluctuations. The end of the first quarter and the so-called panic among micro-entrepreneurs was a one-off phenomenon. Later, by the end of Q3, we saw interest in sole proprietorship rising to all-time highs. It was not entirely the result of the fact that we increasingly value independence and have an idea for a business. For employers and principals, it is a very convenient form of remunerating co-workers and sub-service providers. Much more convenient than, for example, a full-time job or a civil law contract. Especially in times when you need to keep an eye on costs - adds Jerzy Wonka.

How do we calculate the InfoCredit Index?

The InfoCredit indicator was created to track trends in micro-entrepreneurship, alternative forms of employment and self-employment at a time when the situation on the labor market is changing dynamically. The index, which is prepared by the oldest economic analysis company in Poland, takes a positive value when there are more new activities than closings. When there is less than finished - negative. In the same way, we follow the relation of resumes to suspended activities.

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