InfoCredit Micro Enterprises Index

    •       In February 2021, 21.3 thousand jobs were established. business activities, 13.6 thousand were closed. Nearly 10 000 jobs were resumed. and 18.2 thousand were suspended. In the same period last year, it was 23.4 thousand, respectively. (new), 13.1 (closed), 11.7 (renewed) and 19 000 (suspended) - according to CEDIG data.

    •       The advantage of the suspenders over the unsuspenders in February 2021 continues to decline. InfoCredit index rose from -15 816 points after January to -8197 points now. There were 7,678 more new businesses than those closed. This means another monthly increase in the index, describing the relation of new to completed ones, from 6,093 points after January and from 1306 points in December 2020.

    •       There would be nothing disturbing in the February data, if not for the fact that the CEIDG receives fewer and fewer applications (not counting those for minor changes in entries). In February 2021, CEIDG received a total of 63 thousand of them. against 67.2 thous. a year before. So there are still not only fewer new and suspended activities, but also closed and suspended activities.

Business is entrenched and is waiting for better times. This applies not only to small businesses, but also to companies registered in the National Court Register. This is clearly visible in the y / y comparison. The more so because February 2020, as a reference point, was the last month of relative "normality" and fairly good prosperity before the outbreak of the epidemic. What's next? This, of course, depends on the development of the situation, further restrictions and consumer moods.

The number of applications submitted to CEIDG decreases from month to month. A similar phenomenon is beginning to be visible in the REGON register, where in February the number of newly registered entities fell by 5.5%. to 27 126 counting m / m (GUS data). As far as economic entities are concerned, this trend was already visible last year. In 2020, 311.8 thous. entities against 355.8 in 2019. In the second quarter of 2020, when the epidemic was booming, 64.4 thousand were registered. entities compared to 94.4 in the corresponding period of 2019. In the fourth quarter, when it was booming again, 75.9 thous. against 78.3 thous. a year before.

Interestingly, the number of bankruptcies is also significantly decreasing.

- This means that Polish business is falling into a lethargic state. We have already got used to the fact that the situation changes rapidly and new decisions have to be made day by day. We are not sure if the restrictions will be tightened or loosened tomorrow. This is not conducive to bold decisions and registration of new businesses. Both in the form of very flexible activity, but also in the opening of new commercial law entities. There are, of course, industries that have benefited from the technological revolution and the increasing interpenetration of real and virtual reality. But there are also some that are lethargic. Accepting aid, they cannot fail, says Jerzy Wonka, InfoCredit's development director.

In January, 24 companies declared bankruptcy. It's about 19 percent. less m / m and as much as 45 percent. less y / y In the fourth quarter of 2020, 106 business entities went bankrupt compared to 159 in the same period a year earlier. In the whole of 2020, 528 entities collapsed compared to 578 a year earlier.

How do we count the InfoCredit Index?

The InfoCredit indicator was created to track trends in micro-entrepreneurship, alternative forms of employment and self-employment at a time when the situation on the labor market is changing dynamically. The index, which is prepared by the oldest economic analysis company in Poland, takes a positive value when there are more new activities than closings. When there is less than finished - negative. In the same way, we follow the relation of resumes to suspended activities.




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